Before you file for bankruptcy, there are a number of steps that you need to take. One of these steps is reviewing your credit report. You need to inspect your report for any credit discrepancies. If you find any, you need to write a credit dispute letter and include supporting documentation that shows the debt is paid off. This may be able to help you avoid bankruptcy or at least lower the debt that you have when you do file for bankruptcy.
If you're being offered a settlement for your injuries, think carefully about your wants and needs before agreeing to anything. A sufficiently damaging injury affects more than just your income and hospital bills; it can put a stop to your life aspirations and comfort. Consider the costs of your quality of life and measure them against your settlement offer by analyzing your life costs and potential negotiations.
A Settlement Isn't An Admission, But It's Close
If you've recently been involved in any type of incident while driving under the influence, you're likely to have a lot of questions. Nearly every year, the state laws regarding DUI punishment change, and staying well informed could mean the difference between a light and severe sentencing. Many first offenders tend to seek out an auto accident attorney that specializes in DUI representation.
However, depending on the nature and severity of your situation, doing so may end up simply wasting you money.